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Public General Liability Insurance
Public Liability Insurance offers cover for third party liabilities (Bodily Injury / Property Damage) arising out of the premises occupied by the Insured and legal costs incurred in connection therewith. The policy can be extended to cover legal expenses arising out of Sudden and Accidental Pollution, Act of God Perils, Transportation of Hazardous Substances, Carriage of treated effluents etc.
Key Offerings
Depending upon your nature of operations Tata AIG Can customize your Public Liability Insurance policies as follows:
  • Public Liability Industrial Risks - For Manufacturing Units.
  • Public Liability Non Industrial Risks - For Non Manufacturing entities like IT companies, BPOs, Hotels, Schools, Restaurants and Clubs
  • Public Liability Act - For all business units handling hazardous substances as per Public Liability Act, 1991.
Why Tata AIG?
Tata AIG's public liability coverage option gives you the freedom to choose between: Commercial General Liability and traditional Public Liability Indian Market Wordings.
  • Duty to Defend and Reimbursement Type Wordings
  • Claims Made and Occurrence Based wordings
  • Defense Costs in addition and Defense Costs Inclusive covers
  • Retention and Deductible based coverage
Who should buy?
This policy can be offered for manufacturing premises, Godowns / Warehouses. While this addresses the requirements of the manufacturing enterprises, other non manufacturing entities like IT companies, BPOs, Hotels, Schools, Restaurants and Clubs, can avail of this insurance cover.
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