Instachoice Home Insurance
Tata AIG General Insurance Company Limited Instachoice Home Insurance is a do it your self insurance product which allows you to choose and design your own home insurance cover instantly.
- Easy and Instant, No Documentation
- Flexible – lets you decide the premium that you want depending on the coverage amount you choose
- Offers a burglary cover for jewellery
- Covers domestic appliances as old as 8 years making it an instant hit amongst home owners and non-owners alike.
What are the benefits of Tata AIG General Insurance Company Limited Instachoice Home Insurance
- Fire and Special Perils: Protects home structure as well as contents against fires, earthquakes, floods, lightning, thunderstorms, storms, inundation, cyclones, etc. It also protects against man-made threats like terrorism, riots and strikes
- Rent for alternative accommodation: Covers additional rent in case the house is severely damaged and rendered uninhabitable under Fire and allied perils. This has a maximum limit of Rs.30, 000 for 3 months.
- Burglary & Theft: Covers Loss or damage to your household contents in the event of Burglary / Theft or Attempted Burglary / Theft. Coverage option is available on 1st loss basis.
- Public Liability: Protects your guests or any third party against any damage caused to them or their property in the insured’s home.
- Baggage Loss: This cover protects Accidental loss/damage/theft anywhere in India of accompanied personal baggage whilst on travel outside municipal limits of city.
- Audio & Audio Visual Appliances: This is a Comprehensive cover against loss/ damage to your Audio/AV appliances at home due to fire and allied perils, Burglary/theft, Accidental external means, Mechanical and electrical breakdown, legal liability.
- Breakdown of Domestic Appliances: This cover protects against Mechanical &/or Electrical Breakdown to other domestic appliances at your home.
- Personal Accident:This is a Family cover for compensation in case of death or disablement of the insured person due to accidental bodily injury anywhere in world.
- Purchase Protection: This covers New Items purchased under Benefits: Fire & Burglary / Theft up to 30 days from the date of purchase.
*In Burglary at First loss, the condition of average is not applied. Therefore it allows you to cover your contents adequately at a reduced premium.
Who should buy Instachoice Home Insurance?
Anyone who resides in self owned or rented house
How can I buy Instachoice Home Insurance?
You can give us your details in the “Have us call you” form and we will get in touch with you shortly.
What is not covered under Instachoice Home Insurance?
Click here to View Policy Exclusions
How can I file a Claim?
- Call us at our 24 X 7 Toll Free number 1800 266 7780
- Alternatively you can SMS “CLAIMS” to 5616181
Click here to know more about our Claims Service
View and Download KFD Document
Click here to View and Download KFD Document
View and Download Policy Wordings
Click here to View and Download Policy Wordings