A BENEFITS* Sum(s) insured in Rs. Upto
  Coverages (As per terms and conditions of the Policy) Option 1
Fig in Rs
Option 2
Fig in Rs
Option 3
Fig in Rs
Option 4
Fig in Rs
  INJURIES        
1 Fractures of Hip/Pelvis        
  Open and/or Multiple and/or complete fracture 25,000 50000 100000 150000
  All other fractures 12500 25000 50000 75000
2 Fractures fo Thigh/ Heel        
  Open and/or Multiple and/or complete fracture 20,000 30,000 50,000 75,000
  All other fractures 10,000 15,000 25,000 40,000
3 Fractures of Spinal Column, lower leg, ankle, elbow, upper / lower arm        
  Open and/or Multiple and/or complete fracture 15,000 25,000 45,000 60,000
  All other fractures 7,500 12,500 22,500 30,000
4 Fractures of shoulder blade,kneecap, hand (excl.wrist&finger)        
  Open and/or Multiple and/or complete fracture 10,000 15,000 25,000 40,000
  All other fractures 5,000 7,500 12,500 20,000
5 Fractures of upper jaw, lower jaw, ribs,check-bones, foot, toes and fingers        
  Open and/or Multiple and/or complete fracture 5,000 10,000 15,000 20,000
  All other fractures 2,500 5,000 7,500 10,000
6 Fractures of any other bone, not specifically provided for as above        
  Open and/or Multiple and/or complete fracture 5,000 10,000 15,000 20,000
7 Burns        
  A  Skin burns - 2nd and 3rd degree and covering 27% and more of the body surface 15,000 25,000 45,000 60,000
  B  Skin burns - 2nd and 3rd degree and covering between 18% & more of the body surface, but less than 27% of the body surface 10000 15,000 30,000 40,000
  C  Skin burns - 2nd and 3rd degree and covering 9% & more of the body surface, but less than 18% of the body surface 5,000 7,500 15,000 20,000
  Total of A not to exceed Rs 100,000 150,000 300,000 400,000
The above sums are maximum sums payable under the benefit and may vary according to the seriousness and type of the injury. *Benefits shall be 50% of the PSI for the age group above 71 years.
B ACCIDENT HOSPITAL CASH
per day upto 60 days
1,000 1,500 3,000 3,000
C ACCIDENTAL DEATH 24 hr ww 50000 50000 50000 50000
RIDERS
  Weekly benefit for self and working spouse - upto 52 wks 3,000 5,000 7,500 10,000
  Emergency Accident Medical Expenses Reimbursement (Self only) 15,000 20,000 30,000 50,000
  House and vehicle modifications (self only) 50,000 50,000 50,000 50,000
*post tax rates are as per prevailing service tax rates.