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  • Qualification Period: The period during which the insured must be totally disabled before becoming eligible for residual disability benefits.

  • Qualified Impairment Insurance: A form of substandard or special class insurance, which restricts benefits for the insured person's particular condition.

  • Qualified Plan: A plan which the Internal Revenue Service approves as meeting the requirements of Section 401(a) of the 1954 Internal Revenue Code. Such plans receive tax advantages.

  • Qualified terminable interest property: A category of property, created by the Economic Recovery Tax Act, which by a deceased spouse's will entitles the surviving spouse to all income from the property for life, with that income payable at least annually, and precludes anyone including the spouse from appointing the property to anyone else during the spouse's life. Rate: The pricing factor upon which the insurance buyer's premium is based.

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