Domestic Travel Guard (for Travel within India)

A holiday is for a great change away from home. But what do you do if you fall ill in a completely new city, if your flight is delayed or baggage is lost! Despair at your helplessness?

Don’t worry. There is Tata AIG Domestic Travel Guard, a unique travel insurance product for travel anywhere within India, that can take care of all that and more giving you that peace of mind even away from home.

Tata AIG Domestic Travel Guard is unique:

Accidental Death and Dismemberment Benefit
Accidental Death and Expense Benefit
Missed Departure (Rail / Air): In the event of missing the departure of your booked journey, the cost of your actual ticket (air / rail) will be reimbursed subject to certification by the concerned authority.
Accommodation charges due to trip delay: In the event of the trip delay, the extra accommodation expenses incurred will be reimbursed.
Lost ticket reimbursement: In case of a ticket loss due to which one cannot continue the journey the actual cost of the ticket will be reimbursed.
Emergency medical evacuation: In the event of a medical emergency, the arrangements for the evacuation and transportation of the insured for appropriate & quality medical care, shall be covered.
24 x 7 Assistance: Our assistance team will be available round the clock for any assistance or referral services.

What are the other features of Tata AIG Domestic Travel Guard?

Some of the covers included in this policy include :

Repatriation and
Personal Liability.

Our Round the Clock Assistance in India

Assistance Company will provide the following services as described below.

Medical Assistance: As soon as the Assistance Company is notified of a medical emergency resulting from Your Accident, the Assistance Company will contact the medical facility or location where You are located and confer with the Physician at that location to determine the best course of action to be taken. If possible and if appropriate, Your family Physician will be contacted to help arrive at a decision as to the best course of action to be taken. The Assistance Company will then organize a response to the medical emergency, doing whatever is appropriate, including, but not limited to, recommending or securing the availability of services of a local Physician and arranging Hospital confinement of You where, in its discretion, deems such confinement appropriate.
Medical Evacuation: When, in the opinion of the Assistance Company's medical panel, it is judged medically appropriate to move You to another location for treatment or return You to Your usual Town of residence, the Assistance Company will arrange the evacuation, utilizing the means best suited to do so, based on the medical evaluation of the seriousness of Your condition, and these means may include air ambulance, surface ambulance, regular airplane, railroad or other appropriate means. All decisions as to the means of transportation and final destination will be made by the Assistance Company.
Repatriation: The Assistance Company agrees to make the necessary arrangements for the return of Your remains to Your usual Town of residence in the event You die while this service agreement is in effect as to You.
Legal Assistance: If You are arrested or are in danger of being arrested as the result of any non-criminal action resulting from responsibilities attributed to You, Assistance Company will, if required, provide You with the name and address of an attorney who can represent You in any necessary legal matters.
Arrangement of Bail Bond: The Assistance Company will also assist the Member by arranging for bail bond on behalf of the Member. The provision of financial guarantee is subject to the Assistance Company first securing payment from the Member through his/her credit card or from funds from the Member's family.
Lost Luggage Assistance: The Assistance Company will assist the Member who has lost his luggage while traveling by contacting the appropriate authorities involved and providing directions for recovery.
Lost Travel Document / Credit Card Assistance: In the event of a lost travel document or credit card, The Assistance Company will assist the Member by providing directions on reporting the loss and requesting for replacement.
Emergency Travel Services: To assist the Member by arranging for emergency tickets, replacements of tickets and arrangement of hotel accommodation when traveling outside the home town or usual Town of residence.
Emergency Message Transmission Assistance:The Assistance Company shall use its best efforts to transmit messages or medical information, upon the Member's request and consent, to the Member's friends, relatives and/or business associates.
Hotel Accommodation Referral: To provide the name, address and telephone number of hotels in major cities Within the Republic Of India.
Telephone Medical Advice: When Traveling The Assistance Company will arrange to provide medical advice to the Members over the telephone.
Medical Service Provider Referral: The Assistance Company will provide the Member with information about physicians, hospitals, clinics, dentists and dental clinics Within the Republic Of India.
Arrangement of Appointments with Doctors: The Assistance Company will assist the Member in arranging for appointments with medical service providers, if medically necessary.
Arrangement of Hospital Admission: If the medical condition of the Member, due to an accident, is of such gravity, that hospitalization is needed, The Assistance Company will assist the Member to arrange for hospital admission.
Arrangement of Appointments with Doctors:The Assistance Company will assist the Member in arranging for appointments with medical service providers, if medically necessary.
Guarantee of Medical Expenses Incurred During Hospitalization with Insurance, due to an accident: The Assistance Company shall assist the Member by guaranteeing on behalf of the Subscriber the medical expenses incurred during his/her hospitalization.
Monitoring of Medical Condition During Hospitalization: When the Member is hospitalized, due to an accident, The Assistance Company will monitor the Member's medical condition with the attending Physician.
Arrangement of Compassionate: Visit The Assistance Company will arrange for return airfare, train fare for an immediate family Member to visit the Member who, when traveling alone, has been hospitalized, due to an accident, outside the home town or usual Town of residence.
Product & Claims Information Services: The Assistance Company will provide information, in accordance with a protocol to be mutually agreed, on general claims procedures and main product features to the Member, when requested and if available. Should The Assistance Company not have the information available, The Assistance Company will direct the Member to contact the AIG company directly.

Who is this insurance suitable for?

Anyone traveling by Air/ Rail/ Road within the Republic of India

What is not covered?

This policy does not cover expenses directly or indirectly in respect of : traveling against the advice of a physician, for obtaining treatment, pre-existing ailments & complications arising out of them, suicide or attempted suicide, war, illegal acts, traveling under the influence of drugs, terrorism, dangerous sports etc. Please refer to the Policy wordings for other exclusions.

How can I register a Claim?

Call us at our Toll Free No 1800 266 7780
You may also call at these local helpline numbers in your respective cities from any other line: Mumbai - 66939500 ; Delhi - 66603500 ; Bangalore - 66500001 ; Pune - 66014156 ; Chennai - 66841050 ; Hyderabad - 66629882 ; Ahmedabad - 66610201
Email: customersupport@tata-aig.com