Tata AIG: Personal: Health Insurance: Maharaksha

Maharaksha Personal Injury Plan

Life is unpredictable. You cannot avoid accidents but you can make sure they don’t hurt your family’s finances. In case of an accident there all sorts of costs involved in treatment and recovery. You need to ask yourself some questions to realise how well you are prepared for them.

Key Features

Cash benefit for accidental injuries and hospitalization irrespective of your expenses. You can utilize it in whichever way you need to.
A unique accidental policy which provides protection up to 75 years of age.
Double Claim benefit: You can claim benefits even if you have another policy.
Premium does not increase with the age.
24 hour coverage provided world wide
No Medical Examination or Paperwork required
No restrictions on hospitals

What are the benefits offered by Tata AIG Maharaksha Personal Injury Plan?

Everyday Injury Benefit: For burns, fractures, dislocations or internal injuries that may not require hospitalization you can choose from 3 levels of cash benefits.
Hospitalisation Benefit: If an injury requires hospitalisation, you get a daily cash benefit, during hospitalisation, for up to 365 days. You can choose from 3 levels of daily cash benefits.
Active Lifestyle Benefit: In case of inability to perform any 3 of the basic daily activities like eating, toileting, dressing, continence or mobility, you get cash benefit to take care of you. You can choose from 3 levels of cash benefits.
Accidental Loss of Life Benefit: In case the accident leads to death, you have an insurance cover which is doubled if it involves public transport. You can choose from 3 levels of insurance cover.
Guaranteed acceptance up to 75 years of age. (From the age of 71 to 75 years the benefits are reduced by 50%).

Who can buy this insurance?

Anyone between the age of 18 and 75* years can take this plan

How can I buy this insurance?

Click here for Quote
You can give us your details in the “Have us call you” form and we will get in touch with you shortly

What is not covered under Tata AIG Maharaksha Personal Injury Plan?

Main Exclusions: Any Pre-existing Condition * Acquired Immune Deficiency Syndrome (AIDS) * Human Immune deficiency Virus (HIV) infection * Suicide * Under the influence of drugs or alcohol and more. For more details please refer to the policy wordings.

How can I file a Claim?

24x7 Toll Free Helpline 1800-266-7780 / 1800-11-9966*
(* Tollfree from MTNL/BSNL lines only)
Alternatively you can SMS “CLAIMS” to 5616181
Click here to know more about our Claims Service

View and Download KFD Document

Click here to View and Download KFD Document

View and Download Policy Wordings

Click here to View and Download Policy Wordings

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