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Rural Insurance
Motor Insurance
We offer insurance covers for the following automobiles used by Rural India:

  • Tractors: All makes & models of Agricultural tractors / Trailers/ Trolleys/ Implements
  • Two Wheelers: All makes & models of Scooters & Motorcycles
  • Private Care: Vehicles privately owned, for captive use
  • Commercial Vehicles: Coverage for
    • Goods Carrying vehicles – various makes and models of vehicles upto 25 tonnes
    • Passenger Carrying vehicles - Vehicles privately owned, for captive use
    • 3-Wheelers : Passenger vehicles and goods carrying vehicles

 Coverage under Motor Insurance
  • Own Damage (Loss arising due to Physical Damage to the Vehicle in the accident – Cost of Repairs & Replacements)
  • Loss or damage to vehicle & its accessories by
    • Fire, explosion, self ignition or lightning
    • Burglary, housebreaking or theft
    • Riot and strike
    • Earthquake ( Fire and shock)
    • Flood, typhoon, storm, inundation, cyclone, hailstorm
    • Transit by road, rail, inland waterway, lift, air
    • Accidental external means
    • Malicious act
    • Terrorist act
    • Landslide or rockslide

  • Act Liability / TP Insurance (Legal Liability to Users of Road - Pedestrians, Passengers, Animals, Wayside Property etc.)
    • Unlimited legal liability in respect of death or bodily injury to a person
    • Damage to Third Party Property up to Rs.7.5 / 1 lakhs
    • Legal costs for defending TP claim
    • Legal Liability to Paid Driver
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