Personal Identity Protection
The category of PEPP offers unique card insurance solutions that cover any loss or liability that may arise due to misuse of your identity or payment cards. Click on the link below to get more details on individual products  
Identity Theft Cover
 
With this insurance cover, you get coverage towards:
  • Expenses resulting from your efforts to resolve the identity theft
  • Expenses that get covered are reasonable legal expenses, lost wages, Obligation to pay and miscellaneous expenses like cost of refilling of application for credit accounts or banking accounts, cost of notarizing documents and cost of maximum 4 credit reports from an entity approved by us.
Fraudulent Charges Cover
 
With this insurance cover, you get coverage towards
  • Unauthorised charges made on your Debit / Credit Card
  • Card protection up to 12 hours prior to loss reporting
ATM Assault & Robbery Cover
 
With this card insurance cover, you get coverage towards
  • Money withdrawn from ATM that you may lose due to a robbery, shortly* after the ATM withdrawal
  • Emergency first aid expenses, if you are injured during the robbery
* within 15 minutes
Lost Wallet Cover
 
With this insurance cover, you get coverage towards
  • Cost of replacing a lost or stolen wallet
  • Cost of replacing personal papers and payment cards in the lost or stolen wallet
Exclusions
 
Identity Theft Cover
    Exclusions:
  • General Exclusions: Illegal Acts
  • Intentional Acts
  • War, invasion, act of foreign enemy, civil war, rebellion, terrorism, riot, civil commotion etc.
  • Order of any Govt. or public authority
  • Nuclear Perils.
  • Specific Exclusions:
  • Monetary losses unrelated to resolution of identity theft
  • Physical injury, sickness, disease, disability, shock, mental anguish, paid workdays by employer
Fraudulent Charges Cover
    Exclusions:
  • General Exclusions: Illegal Acts
  • Intentional Acts
  • War, invasion, act of foreign enemy, civil war, rebellion, terrorism, riot, civil commotion etc.
  • Order of any Govt. or public authority
  • Nuclear Perils.
  • Specific Exclusions:
  • Charges more than 12 hours prior to first reporting the loss of the card
  • Charges post reporting the loss of the card
  • Cash advances made by card
  • Charges incurred by a person whom the card was entrusted to
ATM Assault & Robbery Cover
    What is not covered under Personal Identity Protection?
  • General Exclusions: Illegal Acts
  • Intentional Acts
  • War, invasion, act of foreign enemy, civil war, rebellion, terrorism, riot, civil commotion etc.
  • Order of any Govt. or public authority
  • Nuclear Perils.
  • Specific Exclusions:
  • Monetary losses unrelated to resolution of identity theft
  • Physical injury, sickness, disease, disability, shock, mental anguish, paid workdays by employer
Lost Wallet Cover
Exclusions:
  • General Exclusions: Illegal Acts
  • Intentional Acts
  • War, invasion, act of foreign enemy, civil war, rebellion, terrorism, riot, civil commotion etc.
  • Order of any Govt. or public authority
  • Nuclear Perils.
  • Specific Exclusions:
  • Money, cheques, transportation tickets
  • Loss or damage caused by an event other than theft or misplacement
  • Accidental damage to wallet and items inside
  • Fraudulent charges on the lost or stolen payment cards
  • Any identity theft related costs caused by lost or stolen personal papers
View and Download KFD Document
 
Click here to View and Download KFD Document
View and Download Policy Wordings
 
Click here to View and Download Policy Wordings
 
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